Solar financing              

We are financing-neutral

We at Sunfarmer believe that it is a key part of the process to educate our customer about all of the intricacies of their different financing options.  Through our years of experience with a wide array of available financing options, and every customer with a unique financial situation, we recognize that the right financing choices can only come about from our consultation with you—we can help you make your best choice, but ultimately you best decide what financing you prefer.

Financing Options: Ownership or Solar Lease

There are two categories of options to choose from: you can either own your own system or work with a third party to provide a system with a set up much like your utility—they own the equipment and maintain it, and you pay a monthly bill.

Ownership Options

Cash option: This is the simplest option: you can essentially prepay for your energy for the next 30 years.

Bank Loan:  This option is based upon home improvement loan programs that have now expanded into solar.  We have several options with different terms that are tailored to best suit a particular financial situation.

PACE program: The PACE program is a municipally-driven program that allows you to finance a solar system along with any other projects related to water or energy conservation or renewable energy and you pay for it through the property tax collection system.  There are many benefits to this program, especially from a tax perspective.

The advantage of choosing the ownership option is that you are able to claim any tax rebates or credits that a purchase qualifies you for.  In addition, the key components of the equipment are already covered by a 25-year manufacturer’s warrantee.

Solar Lease Option

Your system is owned, maintained, electricity production is monitored and the system is fully warranteed and insured for 20 years. 

Not all customers can take full advantage of the available rebates or credits that they may be entitled to.  The leasing company purchases the solar system on your behalf and then passes along some of those tax benefits to you.  You get worry-free electricity that is cheaper than your current utility bill and you won’t have to endure the steep inflation that utility customers experience.

We work with the best financing partners available and can make solar affordable for almost anyone!